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If you’re a homebuyer in Florida, there are several different types of home loans and mortgage programs available to you. The most common are conventional loans, FHA loans, VA loans, and USDA loans. Each type of loan has its own specific requirements and benefits, so it’s important to research all your options before deciding which one is right for you.
Conventional loans are typically the best option for borrowers with good credit and a down payment of at least 5%. These loans offer low interest rates and flexible repayment terms.
FHA loans are backed by the Federal Housing Administration and are available to borrowers with less than perfect credit. These loans require a down payment of as little as 3.5% and come with lower interest rates than conventional loans.
VA loans are available to veterans, active duty military personnel, and their families. These loans offer 100% financing and don’t require a down payment.
USDA loans are available to borrowers in rural areas who meet certain income requirements. These loans offer low interest rates and don’t require a down payment.
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Our Mortgage Company Offers
Conventional loans are the most common loans and are the ideal choice for borrowers with a credit score of 640+. Click here to learn more about conventional loans.
FHA loans are popular due to their low down payment requirements and higher DTI tolerance. Click here to learn more about FHA loans.
VA loans are the best for veterans & active military and their families - offering lower interest rates and no money down options. Click here to learn more about VA…
Jumbo loans are a fantastic option for those home buyers purchasing a home above the conventional conforming loan limits. Click here to lean more about our jumbo loans and mortgages.
USDA Loans are great options for low to moderate income buyers and offer lower rates and $0 cost down payment options. Click here to learn more about our USDA loans.
Investment loans are ideal for real estate investors who want to qualify based on the rental analysis and/or property valuation. Click here to learn more about our Investor loans.
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Mike was great to work with 😀. He busted his butt to get all of our 3 closings done on scheduled time and did it! He was extremely knowledgeable and answered any questions I had as this was my first home purchase by myself. Highly recommend 👍🏻
Mike made the buying process of easy. He was very knowledgeable about all products and walked us thru the best options. Communication was great and the process was simple. Highly recommend!
We used Michael Inzerillo as our broker on the sell of our Plant City home and to purchase 2 other homes in the area. Our experience was very good. He was very professional and responsive and communicated great through the entire process. -Thank you Michael...
Florida Mortgage Information
Please complete the form and a member of our team will contact you and work on getting your pre-qualification letter out ASAP.